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Welcome to the Fairhomes Land Investor Information website. Please read the information carefully before using this site. By continuing on this site you acknowledge that you have read and agreed to the following: Forward Looking Statements – Statements prepared by Fairhomes Land and made on the Fairhomes Land Investor Information website that are not historical facts are forward looking statements as defined in the Private Securities Litigation Reform Act of 1995. For the purpose of establishing the Seller’s compliance with Federal Interstate Land Sale Full Disclosure Act 15 USC 1701 (“ILSA”) in the sale of lots to buyers, the enquirer confirms that they are a builder, investor or developer licensed to do business in the state of Florida and is engaged in a bona fide land sale business and is purchasing the property for the sole purpose of either constructing a residential home or selling the same in the normal course of its business. The enquirer further represents and warrants to the Seller that the enquirer is in the above referenced business sale of land sales and/or building residential homes and selling the same as an activity of continuity, regularity and permanency. The enquirer is a knowledgeable and sophisticated investor, developer or builder of real estate properties.
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A beginner's guide to real estate USA

16th Aug, 2012back

A beginner's guide to real estate USA


Owning their own home is something many people strive for. However, when someone is making a property investment for the first time it can be a very daunting prospect and hard to know where to being. Fortunately, with the proper guidance the process can be much easier and far less stressful.




It is important for a first time buyer to be financially secure. They need to be in a position so that they can buy real estate in the USA and be able to procure a mortgage. It is also vital for them to know exactly where they stand, both with their finances and their credit rating. Before looking at any properties any buyer should consider a number of factors, including how much they can afford, how much the closing costs will be and what they can afford as a down payment.




When considering real estate USA, whether it is in Florida or Alaska, the location of the property is extremely important. A buyer needs to consider what is actually close by and what, if anything, they want to be near to. It could be that they prefer to live close to their place of work, a particular school or a favourite shopping street. Many people cannot abide living on busy streets, so it is essential to visit the property during rush hour to test how busy and noisy the area can get.


If a prospective homeowner wants to move into an established neighbourhood it is important for them to research what the area is really like; for example the activities that take place there and the crime rate. Checking the local papers is one way, but the Internet is possibly the easiest resource available. The neighbourhood should be visited both during the day and in the evening to get a sense of how busy it can become. Those who prefer a more up and-coming neighbourhood, on the other hand, should make sure that all the services they require are in close proximity.




It is advisable to look into property taxes, also known as 'ad valorem.' Find out from their realtor when the property taxes were last accessed within the area, which is important, because taxes are usually part of the monthly mortgage paid to the lender, so their cost could be a deciding factor on whether the move is affordable or not. A lender will also decide whether the prospective purchaser will be able to afford the monthly payments, based on the amount of tax.


Home resale value


This is not a vital factor for all first time buyers, however it can be something to consider. Many people think that any property in for sale in the USA is a potential investment that will increase in value over the years. However, this is by no means guaranteed. It is important for a buyer to consider how long they plan to live in the property. If they plan to raise a family, then it is not such an important consideration. However, if they plan to move after a few years then it should be given some thought.